Financial Articles


Below you will find articles written by Robert Todd, a former Director of Tradex Management Inc., discussing various financial planning items. These articles were published in “On Guard,” a quarterly newsletter published by the Federal Superannuates National Association (FSNA)’s Ottawa branch. Other articles were published in Sage, quarterly national magazine for federal retirees.


Article 1: Tax Free Savings Accounts

Article 2: Registered Education Savings Plan

Article 3: Registered Disability Savings Plan

Article 4: Powers of Attorney

Article 5: Protecting Your Savings in a Time of Rising Interest Rates

Article 6: Approaching Market Volatility Calmly

Article 7: Tax Efficient Investing

Article 8: RESPs and Grandparents

Article 9: Inter-generational Transfer

Article 10: Financial Updates

Article 11: Living with Financial Repression

Article 12: Making a Life and Making a Difference

Article 13: Year-End Financial & Tax Planning

Article 14: Public & Private Responsibility for our Retirement

Article 15: How (and When) to Pass on the Cottage

Article 16: The Value of Financial Advice

Article 17: Getting the Most (for the least) Out of Your Investments

Article 18: Is Your Money Being Managed by a Robot?